Precision Lending: Expert Financing for Every Real Estate Goal

Whether you need the lowest rate through our expansive wholesale network or require fast, customized Non-QM/Commercial financing from our in-house lending desk, we deliver solutions with speed and certainty

About Us

Financing Experts Focused on Your Future: Broker-Flexibility Meets Lender-Control

We are Velora Mortgage, a national lending firm licensed in 43 states. We help people turn property goals into reality by offering smart, customized financing solutions that go far beyond what a single bank can offer.

We operate with a powerful dual approach:

As a Broker: We access the expansive wholesale channel, ensuring you get the absolute lowest rates and most favorable terms on conventional and jumbo QM loans.

As a Lender: Our in-house desk offers fast, flexible portfolio financing, including specialized DSCR, Small Commercial, and Non-QM products for complex situations.

This structure ensures every client—from first-time home buyers to seasoned investors—receives the optimal financing strategy, without pressure or hidden fees.

Our goal: Deliver a simple, honest, and high-performance lending experience, powered by national reach and local expertise.

Our Services

Your Single Source for Conventional, Jumbo, and Investment Financing

We provide a full range of customized mortgage solutions, leveraging our national licensing to serve every client; from first-time buyers to professional investors.

By acting as both a Broker and a Lender, we ensure you get the perfect financing strategy—whether it’s the lowest rate on a Conventional loan or tailored, flexible financing for your portfolio assets.

We specialize in:

  • Jumbo & High-Net-Worth Loans
  • DSCR Investment Property Financing
  • Small Balance Commercial (SBC)
  • Non-QM and Self-Employed Programs

Why Choose Us?

Choosing the right partner makes all the difference. Velora Mortgage offers the structural advantage and expertise you need to maximize your financial outcomes.

National Reach, Dual Advantage

Licensed in 44 states, we combine Direct Lender speed for Non-QM/Commercial loans with Broker access for the best Conventional and Jumbo rates via the wholesale market.

National Reach, Dual Advantage

Licensed in 44 states, we combine Direct Lender speed for Non-QM/Commercial loans with Broker access for the best Conventional and Jumbo rates via the wholesale market.

Engineered Financing & Flexible Products

We engineer the optimal structure, not just process paperwork. We specialize in custom terms for DSCR, Small Commercial (SBC), and Non-QM—flexibility you won't find at a single bank.

Engineered Financing & Flexible Products

We engineer the optimal structure, not just process paperwork. We specialize in custom terms for DSCR, Small Commercial (SBC), and Non-QM—flexibility you won't find at a single bank.

Certainty of Execution & Clarity

Our expertise delivers certainty of execution and fast closing times. We streamline complex underwriting and provide transparent, honest advice for every transaction.

Certainty of Execution & Clarity

Our expertise delivers certainty of execution and fast closing times. We streamline complex underwriting and provide transparent, honest advice for every transaction.