At Velora Mortgage, we believe clients deserve more options and greater certainty than any single bank or small brokerage can provide. We are a national mortgage provider, licensed in 43 states, built on a unique dual-model structure that maximizes your financial opportunity:

1. Direct Lender Control: Our in-house lending desk provides fast, proprietary financing for complex scenarios. This means we have direct control over underwriting and closing, ensuring speed and reliable execution on Non-QM, DSCR, and Small Balance Commercial (SBC) loans.
2. Wholesale Broker Access: We actively shop the national wholesale market, accessing dozens of top institutional and correspondent lenders. This guarantees our clients receive the most competitive rates and favorable terms on all Conventional and high-limit Jumbo financing.                                                                                                  

This dual capability means we don’t just offer you a product—we engineer the precise capital structure required to achieve your goal, whether you’re acquiring your first home or scaling a multi-state investment portfolio.