Conventional Loans Fannie Mae/Freddie Mac conforming loans providing the best-case scenarios and lowest interest rates. Options include 15-, 20-, and 30-year fixed rates, ARMs, and specialized programs like CALHFA Conventional for state-specific assistance.
Loans backed by federal agencies with flexible terms and low down payment requirements. Includes FHA loans (low down payment, flexible credit) and VA loans (0% down for eligible veterans).
Products for tapping into existing home equity: HELOCs (Home Equity Lines of Credit) for flexible cash access, and Reverse Mortgages for homeowners aged 62 or older to access home equity tax-free.
Standard fixed-rate options for financing a primary residence with manageable down payments and predictable monthly payments.
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